ICICI Bank Personal Loan


  • No guarantor required
  • Conditional pre-closure – only after 6 months

Eligibility Criteria

  • Age at least 23 and less than 65 for Salaried
  • Age at least 28 and less than 65 for Self-employed
  • The person must have a monthly income of Rs.15,000 or more
  • The minimum profit after tax should be Rs. 2 lakhs for self-employed individuals and proprietors while for non-professionals it has to be a minimum of Rs.1 lakh

Fees & Charges

  • Preclosure fee = 5% of principal outstanding