SBI Home Loan

SBI Regular Home Loan

SBI Home Loans is the largest Mortgage Provider in the country. It has successfully helped over 30 Lakh families achieve their dream of owning a home. Know More

SBI Balance Transfer of Home Loan

SBI offers Balance Transfer of home loan that enables a customer to transfer home loan from Scheduled Commercial Banks (SCBs), Private and Foreign Banks, Housing Finance Companies (HFCs) registered with National Housing Bank (NHB)

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SBI NRI Home Loan

SBI NRI Home Loan allows many NRIs (Non Resident Indians) to get home loans when investing in properties.

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SBI Privilege Home Loan

BI has launched SBI Privilege Home Loan exclusively for government employees. Individuals who are employees of Central or State Government which includes PSBs, PSUs of Central Government and other individuals with pensionable service are eligible to apply for this home loan. Now More

SBI Realty Home Loan

SBI Realty provides an opportunity to the customer to purchase a plot for construction of a dwelling unit. The construction of the house should take place within 5 years from date the loan has been sanctioned. Now More

SBI Home Top Up Loan

SBI offers “SBI Home Top Up Loan” to their customer to borrow certain amount over and above their home loan amount. The customer who already have a home loan from SBI and requires more funding, can opt for Home Top up loans. It can be availed for any personal purpose. The interest rates are much lower than usual personal loan interest rates. Now More

SBI Bridge Home Loan

SBI offers “SBI Bridge Home Loan” for all the home owners who aspire to upgrade their homes – to bigger homes or better locations, by selling off their existing homes. Now More

SBI Smart Home Top Up Loan

SBI Smart Home Top up loan is a general purpose loan offered to meet your urgent requirements for any personal purposes such as meeting expenditure on education, marriage, health care, repair/renovation/furnishing of the house, etc. The best part is you simply need to walk into the nearest branch/ RACPC to avail the Loan. Smart, isn’t it? Now More

SBI Corporate Home Loan

To provide Home Loans to Corporate Entities (Both Public & Pvt. Ltd. Companies) for construction/ acquisition of Residential Units in the name of the Company for use by their Directors/Promoters and Employees, and for Take-over of Home Loans in the name of the Company from other Banks/HFCs, subject to compliance to our extant norms for Take-over of Home Loans. Now More

SBI Home Loan to Non-Salaried – Differential offerings

This product is specifically designed for Non-Salaried Individuals offering the best possible Home Loan value to customers. Home Loans for the purpose of construction / acquisition of residential house/flat, takeover of Home Loans from other Banks/HFCs and repair/renovation of existing house/flat. Now More

SBI Earnest Money Deposit (EMD)

EMD scheme has been designed keeping in mind the financing needs of applicants who are looking for earnest money for booking of residential plots/built-up houses being sold by Government Housing agencies like Urban Development Authorities like PUDA, HUDA and Housing Boards. Now More

SBI Reverse Mortgage Loan

SBI Reverse Mortgage Loan provides an additional source of income for senior citizens of India, who have a self-acquired or self-occupied home in India. This product is beneficial for senior citizens who do not have adequate income to support themselves. The Bank makes payments to the borrower /borrowers (in case of living spouse), against mortgage of his / their residential house property. The borrower is not expected to service the loan during his lifetime. Now More

SBI CRE (Commercial Real Estate) Home Loan

CRE Home Loans are for individuals who own two houses or more, and seeking funding for owning their next home. The maximum number of houses/flats/residential plots is restricted to 3 under CRE Home Loans. The maximum number of Home Loans in the name of an individual, including the existing loans and the proposed one is restricted to 5 (five) Home Loans (excluding closed accounts) under Home Loan Scheme. Now More

SBI Loan against Property (P-LAP)

Avail loan against property for fulfilling personal needs such as meeting expenditure on education, marriage, healthcare, etc. other than speculative purpose. It is to be noted that loans under SBI LAP will not be permitted for Business Purposes. Now More

SBI Shaurya Home Loan

SBI Shaurya Home Loan scheme is dedicated to the Army and Defence Personnel of the nation. This special home loan scheme will be only provided to the defence employees. The SBI Shaurya Home loans will have lower interest rates and other added benefits which will only be provided to the defence employee applicants. Apart from reduced interest rates in the home loan, the defence employees will also have the ease of repayment options and may get longer repayment period of the loaned amount. Now More